MA Auto Insurance Coverage: Buying Winter Tires in Fall River

MA Auto Insurance Coverage: Buying Winter Tires in Fall River

Like it or not, winter is already on its way. The days are getting colder, the piles of leaves are getting larger, and before you know it, the first winter storm will be upon us, blanketing the streets of Southeastern Massachusetts. While there can be mild seasons – and extremely severe seasons – depending on the year, it is always good to be prepared for anything. There are a lot of misconceptions about the use of all-weather tires and winter snow tires for New England vehicle owners. The more you can learn about the pros and cons of each type of tire, the easier it will be to see which type is best for your vehicle. Check with your Fall River car insurance policy ahead of the dangerous snow and ice season to ensure you have enough MA auto insurance coverage. At Paul Sullivan Insurance, we are an independent insurance company in Fall River, and we work with a variety of top-rated auto insurance companies to deliver the best possible options to our customers. Contact an agent today for a FREE quote OR to make sure your policy is up-to-date.

What Cold Weather Does to Your Tires

Freezing temperatures, snow, ice, and slush can significantly impact your ability to drive safely on the road. Many drivers will attest that even with all-wheel drive vehicles, a definite improvement can be achieved when using seasonal snow tires. The chemical makeup and design of snow tires are drastically different from those used to make regular all-season tires. They are designed to stand up to low-temperature conditions and allow for better grip through the use of rugged tread patterns and specialized slits. Because they were created to withstand extremely low temperatures, it is not recommended for drivers to use snow tires in warmer weather conditions. Not only will dedicated snow tires perform poorly in warm weather, but they will also wear out fast, and, depending on the style, they could damage the roads. On the other hand, your all-weather summer tires will also begin to perform poorly and wear out quickly when the temperature drops to a certain level.

Why All-Weather Tires Don’t Work in Winter

The term “all-weather” is kind of deceptive, as independent studies reveal that nearly 90 percent of all tires that fall into this category cannot withstand more than a minor dusting of light snow on the roads. The specialized rubber compounds used to make dedicated snow tires work best in extremely cold weather conditions, and most, in fact, will provide a temperature range at which they are recommended for use. Switching out your summer or all-weather seasonal tires for snow tires is highly recommended for anyone in the New England area that does a lot of winter driving. Whether you frequently drive through hills, valleys, and the mountainous regions or do a lot of highway driving, many auto insurance companies highly suggest switching to specialized tires. Check with your local insurance company in Fall River to find out if there are any breaks in your MA auto insurance coverage or recommendations in your Fall River car insurance policy that pertain to the use of snow tires.

How and When to Mount Snow Tires

One of the biggest reasons why vehicle owners in New England say that they don’t use dedicated snow tires on their cars and trucks is convenience. Having to change out the tires each winter and again in the late spring deters many vehicle owners from even considering having two full sets of tires. However, there are methods used by New Englanders to make this process a lot easier. Many experienced drivers have two complete sets already mounted and ready to go. They store the off-season tires in a shed or garage, protecting them according to manufacturers’ recommendations to extend each set’s life and install them when they need them. Others use what is known as a “tire storage solution” with a local tire store. The customer’s tires are stored by the facility when they are not in-use and are installed seasonally when the weather changes. So, if you don’t think you want to get in there and change out a set of tires twice a year by yourself, there are options that would allow you to have someone else do it instead.

More Safety Tips and Savings

If you are looking for more safety tips for fall and winter driving in Southcoast or if you want to get savings information for your Fall River car insurance policy, contact Paul Sullivan Insurance Company. Our team of highly trained and experienced agents can help you get the best quote from the top auto insurance companies in Southeastern Massachusetts. Call today at 508-678-9611 to discuss your MA auto insurance coverage needs.

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