Fall River Auto Insurance: 5 Things New Car Owners Should Know

Fall River Auto Insurance: 5 Things New Car Owners Should Know

tips for new car owners in fall riverPurchasing a brand new car is much different than buying used. You are the first person to own that vehicle and are responsible for making sure that it is properly maintained and cared for throughout the time that you own it. Setting the tone with quality services and regularly scheduled maintenance is a great way to maximize the return on investment that you get from a new car. Quality auto insurance in Fall River is designed to protect your vehicle in case of accident or theft, but when it comes to the day-to-day care and preventive services, the car owner is responsible. Make sure to get a Massachusetts car insurance policy that covers the type of risk that you experience while maintaining Fall River auto insurance that meets the standards of your lender. A knowledgeable agent can help you choose the Fall River car insurance that is best for you and your budget.

#1 – Stay on Top of Oil Changes

While this might sound like a small service in the grand scheme of things, oil changes are essential to increasing the life of your vehicle. Oil and filter changes, according to the manufacturer’s recommendations, can be found in the owner’s manual. If you aren’t sure how often you should change your oil, based on your driving habits and the oil products that you use, contact your local dealership. They will often advise customers regarding an oil-change schedule that meets the manufacturer’s recommendations for specific types of oil. While some vehicles and oil will only require services to be completed every 10,000 miles, there are others that may still stick with the 5,000-mile interval recommendation.

#2 – Sludge is the Enemy

One of the reasons why city driving is harder on your vehicle than highway or long-trip mileage is because all that stop-and-go traffic can increase the production of sludge. In the simplest of terms, sludge is a byproduct of petroleum, and it can buildup within an engine to contribute to engine problems. Scheduled oil changes can reduce this buildup to extend the life of your vehicle, but understanding how sludge forms and what it can do, goes a long way to ensuring that you stay on top of maintenance services. Some vehicle owners will only use synthetic oil instead of petroleum-based products to prevent sludge buildup completely.

#3 – Don’t Ignore the Belts

Your vehicle will either have a rubber timing belt or a timing chain. Once again, you can find out this information in the manufacturer-provided owner’s manual. If your vehicle has a timing belt, make sure to replace it according to recommendations to prevent the damage that can occur when it breaks on its own. Rubber belts break every day, but when they do, it can cause a lot of damage to the engine and the vehicle, leaving you on the side of the road. Replacement is typically between 50,000 and 110,000 miles, depending on the make and model of the vehicle.

#4 – Know the Essential Fluids

Outside of oil changes, there are other fluids that must be monitored and maintained. While your Massachusetts car insurance policy can cover damage caused in an accident, it will rarely cover a claim that came as the result of neglect. Maintain quality Fall River auto insurance coverage and make sure to check and change power steering fluid, transmission fluid, radiator coolant, brake fluid, and all other essential fluids – including windshield wiper fluid. All of these products are there for a reason and should be checked frequently, especially before a long road trip.

#5 – Everything is Riding on Your Tires

One of the most expensive items that need to be replaced throughout the life of your vehicle is tires. However, when you think of how essential tires are for the overall performance and safety of your vehicle, they become even more important. Consider getting on a schedule where the tires are checked, rotated, and have the alignment checked every time you get an oil change. Even if you only change the oil every 10,000 miles, that is a great schedule for checking tires, which can last for 50,000 to 100,000 miles or more, depending on the brand and type that you get.

Contact Your Fall River Auto Insurance Agent Annually

A lot of vehicle owners don’t know the value of staying in touch with their provider for auto insurance in Fall River. Things can change a lot in a year, so make sure to contact your agent to discuss your Massachusetts car insurance policy regularly. Advise them of any changes to your driving habits, lender requirements, or if there are any new drivers at your residence. This will help you make sure that you have the Fall River car insurance that you need to cover any type of risk that you might experience in your day-to-day travels. Contact Paul Sullivan Insurance Agency by calling 508-678-9611 to get a FREE quote or to discuss your existing Fall River auto insurance policy.

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