Whether you have school-age kids or not, the chances are good that there are some children in your neighborhood that are heading back to class very soon. Back-to-school time can be extremely stressful and dangerous, as families rush to get to buses, classrooms, and after school activities on time. Unfortunately, back-to-school season is statistically one of the worst times of the year for accidents involving children. Kids tend to “dart” between cars, forget to look both ways, and many parents are distracted as they struggle to learn the new schedule.
As a vehicle owner and operator, auto insurance companies like our Fall River insurance agency want you to know that there are things you can do to increase safety. Much of what is required to reduce accidents throughout the year is common sense and has more to do with your attitude and focus than anything else. However, there are some tools that you can use and some safety tips that can be applied to your vehicle that might even reduce the premium for your Fall River auto insurance policy. If you are looking to make changes to your car insurance in Fall River, consider Paul Sullivan Insurance Agency.
Vehicle Safety Check
August is the perfect time to perform a vehicle safety check. Back-to-school occurs at different times throughout the months of August and September, depending on your local districts. The fall season is on its way, which means darker mornings and rainy days, so the more you can do to prepare right now, the better. Start by checking your vehicle’s lights to ensure that nothing is dimming or burned out that needs to be replaced. You can even upgrade your stock lights to high-performance LED lights for increased visibility.
The next thing to check is your windshield wipers. Fall is a great time to just replace your wiper blades to ensure that you are ready for the seasonal weather. The blades can become dry and brittle over the summer in the strong UV rays from the sun, so many vehicle owners just replace them every year at this time, so they are prepared for the rainy, windy, fall season. While you’re at it, check your tires to ensure that they are properly inflated and that there is not any excessive wear. If you aren’t sure, ask the mechanic at your dealership or when you get an oil change. Also, check the spare tire, so you are prepared in case of an emergency.
Annual Brake Inspection
Kids darting out between cars, reduced speeds near schools, parks, and near bus stops, and more frequent stops as your neighbors adjust to back-to-school schedules can put a toll on your brakes. Consider making fall the time of year that you perform your annual brake inspection to ensure the safety of you, your passengers, and everyone around you. Your Fall River auto insurance agents can likely provide you with a lot of statistics regarding accidents and poorly maintained brakes. To avoid becoming a statistic yourself, make sure to get your brakes professionally inspected. Repair, replace, and maintain your brakes regularly.
Some of the warning signs that might indicate brake service is required include:
- screeching or squeaking sounds when you apply the brakes
- grinding or clicking noises when you push on the brake pedal
- a brake light that keeps coming on in your console
- noticeable decrease in braking abilities when coming to a stop sign or light
Buckle Up for Safety
Your Fall River insurance agency wants to remind you that buckling up is not just a smart idea, but it’s also the law. Make sure that your seat belts are properly positioned and used effectively to protect your children in the back seat and that all adults use seat belts every time you drive. If you have questions about installing car seats, age requirements for car seats, or seat belt information in general, speak with your Fall River auto insurance provider or visit the website for the National Highway Traffic Safety Administration. Make sure that you are aware of seat belt laws in Southeastern Massachusetts and Rhode Island or anywhere that you travel on a regular basis.
Review your auto insurance policy at least once each year by contacting your auto insurance companies direct. Paul Sullivan Insurance Agency is an independent insurance agency, providing comprehensive home, life, and car insurance in Fall River and the surrounding area. If you would like to speak with an agent to get a FREE quote for Fall River auto insurance or want to schedule an appointment to review your existing policy, give us a call at 508-678-9611.