Whether your policy is due to renew or not, it is a good idea to contact your Fall River insurance agent to discuss your coverage needs at least once a year. However, if you make any significant changes, such as removing a driver, changing your address, or paying off your vehicle ahead of time or on schedule, you should contact auto insurance companies right away. Your Fall River car insurance policy is designed to protect you from liability and cover any repairs, damage or losses to your vehicle in the event of a covered accident. Any changes that are made will be reflected in your policy, ensuring that you have the right amount of coverage for your vehicle when you need it the most. Auto insurance in Fall River is required by Massachusetts state law, but for the vehicle owner, it is the best way to protect yourself if you are ever in an accident or have your car stolen.
Premium Rates and Discounts
While those television ads and radio spots might dazzle you with promises of, “you could save money by switching” in the hundreds of dollars, there are things that you can do to ensure that you are getting the best deal possible with your existing Fall River car insurance policy. It is also important to remember that while affordability is desirable, quality is essential when working with auto insurance companies. A quick search online can reveal hundreds of thousands of unhappy customers who found that their claims were not covered by their discount auto insurance.
When choosing and maintaining a Fall River car insurance policy, it pays to work with an experienced agent who can provide you with options and access to coverage that will protect you when you need it most. Loyalty to a company can qualify you for additional benefits, including bundling discounts and accident forgiveness; however, a long-lasting relationship with a trusted agent will provide you with much more. Customers throughout Southeastern Massachusetts and Rhode Island have trusted Paul B. Sullivan Insurance to provide them with high-quality insurance options since 1956. We represent a variety of specialty carriers and provide our customers with a diverse menu of policies and competitive pricing options.
State-of-the-Art Insurance Technology
Our team works with each client to match them up with the auto insurance companies and policy options that best suit their needs. Our team of professional and knowledgable agents is dedicated to providing outstanding customer service. We rely on our experience within the Southcoast insurance industry, as well as the latest technology and services to ensure that we are offering the most cost-effective and beneficial coverage available. Our team also offers helpful tools to our customers via our website, providing options that can be used to get new premium quotes for auto insurance in Fall River and the surrounding area or to obtain additional policies for home, personal, marine, wedding, and commercial business insurance.
Due to our many years of work in the Greater Fall River area, we are able to obtain heavily discounted markets for Rhode Island and Massachusetts auto insurance for personal and business accounts. Vehicle owners are required to carry policies from auto insurance companies to provide coverage for the vehicle, themselves, and others with a least a basic level of coverage. However, many situations require more than the basic coverage option, such as requirements imposed by lenders or increased protection needed for a vehicle that is used for long, daily commutes or business purposes. As an independent insurance company, we have the unique ability to connect our customers with the policy and pricing they need for the best Greater Fall River car insurance policy available.
Policy Options to Consider
When you work with a Fall River insurance agent to get a quote for auto insurance, make sure to know what is required and ask questions about additional coverage based on your needs. Liability, collision, and comprehensive car insurance policies are used by individual vehicle owners to protect their interests. Uninsured and underinsured motorist insurance is a smart idea to protect you in an accident with someone who does not have the proper, legally-required coverage. Medical payments coverage and personal injury protection insurance can help out in a serious accident claim or if someone is injured as a result of the accident. Additional coverage for roadside assistance, towing coverage, and rental reimbursement insurance are just some of the extras that can be the most beneficial to vehicle owners.
Start by contacting an agent to discuss your needs for auto insurance in Fall River and the surrounding area. We can help you determine which auto insurance companies discounts apply to your unique situation to reduce your premium without compromising your coverage. Certain areas can help you qualify for discounts to your Fall River car insurance policy, such as safety equipment, security features, good driving habits, lifestyle, and other factors. Give us a call at 508-678-9611 to speak with an agent or get a FREE online quote for premium car insurance.