Auto Insurance Fall River: Pros & Cons of Winter Garage Use

Auto Insurance Fall River: Pros & Cons of Winter Garage Use

Winter Garage in Fall River Pros and ConsParking your car in the garage each night when you get home means protecting it from potential theft and damage caused by the elements, which is why most Fall River insurance agents will recommend that you garage your vehicle. Full coverage car insurance means protection for just about anything that could go wrong, but as a vehicle owner, you still need to be responsible. Locking up your car, whether it is parked indoors or outdoors, can prevent common thefts from occurring. Taking time to review your Fall River car insurance policy at least once each year can ensure that you have the right amount of coverage for your vehicle.

Top Reasons to Store Your Vehicle Indoors

The majority of American homes have attached garages, especially in areas like New England where there is a lot of cold weather, snow, and ice. Storing your vehicle in the garage will keep it safe from all of the seasonal foul weather, including rain, sleet, snow, ice, hail, and wind. It also protects it from damage caused by falling trees in winter storms, which can do more than just scratch the paint. Auto insurance in Fall River is an important part of car or truck ownership.

Whether you use the vehicle to get you from point A to B throughout the day or if it is a work vehicle that you count on for your livelihood, you need to do everything you can to keep it safe and protected. Other advantages to parking your vehicle indoors include protecting essential fluids, such as engine oil, which lubricate the internal parts more effectively when not stored at freezing temperatures. Not needing to brush away the snow or chip away at all the ice buildup is also another advantage, protecting your paint job and windshield wipers from winter damage.

A comprehensive Fall River car insurance policy will help you to protect your vehicle from damage caused by accidents, theft, weather conditions, and other instances that are beyond your control. Speak with your Fall River insurance agent to learn more about your coverage and the responsibilities that go along with protecting your vehicle on a daily basis.

Concerns About Garage Storage in Winter

One of the biggest reasons why some vehicle owners choose not to store their car or truck indoors during the winter is the damage that can occur due to the snow and ice. Driving home in the middle of a snowfall can cause your vehicle to become covered in snow, slush, and ice. A vehicle that pulls directly into the garage still covered in snow, slush, and ice will eventually see all of that precipitation and buildup melt. Unfortunately, that’s when the real trouble for your car or truck can start.

When the snow and ice melt away, and the warmer indoor temperature, humidity, and salt residue continue to be present, this can accelerate oxidation and rust. Condensation can form on various mechanical components on and within the vehicle, including the radiator and exhaust system. Even the rubber seals on your vehicle will be more prone to deterioration due to the temperature shifts from outdoors to indoors. Finding a balance between indoor and outdoor parking situations will provide you with the best results to protect your vehicle effectively during the winter months.

Finding a Compromise

While the advantages of indoor storage are clear and supported by many of the requirements associated with full coverage car insurance in Massachusetts, there are things you must do to protect your vehicle when indoors. A heated garage can increase condensation issues that increase oxidation risks, so many vehicle experts recommend keeping the garage at a temperature that isn’t too much higher than the outdoor ambient range. The suggested temperature is around 40 degrees Fahrenheit, just above freezing. A well-ventilated garage will also help your vehicle to dry more quickly and help to reduce humidity that can increase condensation issues.

Taking time to brush off most of the snow and ice before bringing your vehicle into the garage can also be a big help. While it may seem counter-productive, it is easier to brush away the snow and ice that built up during your travels than to try and clean it up after parking your car in the driveway all night long. The more you can do to reduce the amount of snow and ice that comes into the garage with your vehicle, the better the experience will be. Speak with your Fall River insurance agent about other tips that you can use to protect your car and enhance your Fall River car insurance policy. Contact Paul Sullivan Insurance Agency for auto insurance in Fall River to protect your vehicle year-round. Give us a call at 508-678-9611 anywhere in the South Coast area.

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