Living in Massachusetts, you will hear a lot of safe driving tips as the weather gets colder, snowier, and icier. When the seasons change, it is important to pay attention to road conditions as we make our way to and from work, take trips to visit friends and family, or just take a drive to see all the holiday lights. Whatever your goals and obligations for this time of year, the more you can do to ensure that your vehicle is safe for driving in winter weather, the better.
Your Fall River auto insurance agents can help you make sure that you have the best coverage to protect you and your vehicle year-round. Different auto insurance companies have various options, so it’s best to learn all you can and compare. Just going with the lowest rate will not protect you when you need it most. Visit Paul Sullivan Insurance Agency in Fall River or give us a call for a FREE QUOTE to make sure that you have the best coverage designed to suit your needs.
When Disaster Strikes
While no one wants to think about all of the accidents, damage, and problems that can happen when driving around in the snow and ice during the winter, your best bet is to be as prepared as possible for any eventuality. Winter is a crucial season for your Fall River insurance agency. A lot of the damage that occurs in New England during this time of year is caused directly by winter weather. Snow, ice storms, black ice, slushy road conditions – it can all wreak havoc on your vehicle, even if you don’t get in a major accident. Dings and dents at the shopping mall during the holiday season, theft and vandalism – these are all things that can be covered by your Fall River auto insurance policy.
Do you have roadside assistance included or added on to your current insurance policy from your Fall River auto insurance agency? Roadside assistance is exceptionally beneficial in the winter months. Whether you have a dead battery and need a jump, lock your keys inside your vehicle while out at the mall doing some shopping, or slide off an icy road, roadside assistance can genuinely come to your rescue. Visit your insurance agency in Fall River to ask an agent about adding roadside assistance or just give us a call. It is usually a straightforward process to include roadside assistance through most auto insurance companies. It can help you to save a lot of money on big tow bills when you include this inexpensive add-on with your Fall River auto insurance policy.
Check Your Current Policy
Winter is a great time to look at your policy. Auto insurance companies provide this service to their clients to make sure that everything is accurate, all information is up to date, and that the client gets all of the coverage they need to protect their vehicle. Multi-policy discounts can be available if you have multiple cars or if you also purchase homeowners insurance from the same insurance agency in Fall River. You may also be eligible for discounts through reduced coverage for any vehicles that you park or garage during the winter months. Unless you have requirements to a lender, reducing coverage for a specific period of time can be a great way to lower costs during the holidays while also ensuring that you are still protected against vandalism, theft, fire, and storm damage.
On the other hand, you may also want to increase your coverage during the winter, depending on your level of risk. In the northeastern states, there is a lot more risk during the winter months than in southwestern states, so more comprehensive and collision coverage could help you a lot if you were involved in a weather-related accident. Increased traffic on the road for holiday shopping and travel combined with seasonal snow and ice can be a recipe for disaster. Again, this will depend on the vehicle that you have, any requirements made by your lender if you are still making payments, and the type of driving that you do. Visit your Fall River insurance agency to speak with an agent if you have any questions about coverage or want to see about increasing or reducing coverage for the season.
Call Paul B. Sullivan Insurance Agency in Fall River
If you would like to get a FREE QUOTE for Fall River auto insurance from Sullivan Insurance Agency, just give us a call at 508-678-9611. Our agents can help you find the best coverage for your vehicle, search for applicable discounts, and ensure that you have the right policy for your needs. Call today and see for yourself why so many people in Southeastern Massachusetts trust our Fall River insurance agency for all of their home and auto insurance needs.